Overseas Mortgages

We currently offer mortgages in 11 different countries around the world in addition to mortgages available in England, Scotland, Wales, Northern and Southern Ireland, the Channel Islands and Isle of Man.

The criteria, rates and fees offered by the various lenders around the globe vary considerably, however we can advise you and guide you with your purchase or remortgage in any of these countries.

Normally the currency of your mortgage must match the local currency of the property location or the currency of your main income. We offer International mortgages from lenders in the following currencies:

• Japanese Yen
• Singapore dollars
• United Arab Emirates Dirhams (AED) 

In generally it is wise to match the currency of your loan with the currency of your assets. However some people prefer to match the currency of the loan to the currency of their salary or more liquid assets such as savings. This choice depends largely upon personal circumstances, future plans and currency exchange rates. 

Currency Switching
Some lenders will give you the ability to switch your mortgage from one currency to another usually between the currency of the country where your property is located and the currency of the country where you receive your income. Borrowers must be aware that by switching currency they could incur significant losses as a result of adverse exchange rate movements, this option should only be considered by experienced investors.