Mortgages in France

More and more people are making lifestyle decisions and deciding where to live or take holidays plays a large part in these decisions. France is a popular destination for both holidays and expats relocating from the UK.

We have great relationships with our lenders in France that are keen to lend to foreign nationals. Through this panel we have access to the best French mortgage products on the market.  

There are many options to consider when taking a mortgage in France including: 

• Interest only Vs Repayment mortgages
• Split products - interest only and repayment
• Self Build mortgages
• Fixed interest rate mortgages Vs Tracker / Variable rate mortgages 
• Bridging Finance
• Mortgages for investors / developers

We will guide you through the options available and make sure your mortgage is suitable for you. 

Other important information on French mortgages:

• Currently the maximum loan to value (LTV) for a French mortgage is 85% LTV. If you are moving to France to live it is possible to obtain a 100% LTV mortgage.
• The maximum term of the loan is 25 years 
• The general age limit at completion is 75

To find out more information, apply for a decision in princple or full application complete our enquiry form or call our specialist overseas mortgage consultants on 0203 236 1003.